Being Prepared for a Home Emergency
There’s no way to predict exactly when a disaster will occur. Because of this, you’ll want to make sure that you and your household are always ready for an emergency.
Based on data from FEMA, approximately 60% of adults in the US haven’t practiced a disaster plan. In fact, just 39% have an emergency plan in place.
Your household must be ready to respond to a range of situations. Home emergency plans can be a great asset. With a plan in place, you can reduce panic and ensure that everyone works together to stay safe in a worst-case scenario.
These suggestions for putting together a home emergency plan will get you off to a great start.
1. Keep your household’s needs in mind
Numerous factors need to be considered when putting together an emergency plan, such as your location and the needs of members of your household. Make sure that you’re familiar with the types of emergencies that are most likely to occur where you live. You’ll want to make sure you’re prepared for disasters such as flooding, hurricanes, tornadoes, earthquakes, or volcanoes.
You should also take the time to see if some family members will need extra accommodations. For example, you should consider if there are seniors, young children, or disabled individuals in your household. Dietary and medical needs are other factors that should be taken into consideration. Having an emergency fund is essential, however, if an emergency occurs and you need money fast visit Loanza.
2. Put together a kit that includes essential supplies
You may need to evacuate quickly during a disaster, which is why it’s smart to invest in a kit that contains all of the necessary supplies. This kit should fit into a single bag or two bags that are easy to carry. Within the bag or bags, you’ll want enough items to survive for a minimum of 72 hours. According to the Department of Homeland Security, you’ll want these items in a disaster supply kit.
Every year, you should go over your emergency kit. If items are expired, they’ll need to be replaced. It’s also likely that your household’s needs will change over time, which is why you’ll want to update what the kit includes.
3. Figure out where to go
Not all emergencies are the same, which means the safest place to go to may vary based on the circumstances you’re in. To start, you’ll want to locate areas in your home where you could take shelter from a tornado or earthquake. Next, you’ll want to decide on a meeting spot outside of your house that everyone can go to during a fire or another type of emergency. Lastly, you’ll want to decide where you would travel to if you needed to evacuate. What route would you take to get there?
4. Make sure you remain connected
Put together a communication plan for your household. Figure out how you’ll stay in contact with one another, and determine how you’ll receive any local emergency alerts.
You should have every member of your household save emergency numbers on their cell phone. It’s wise to have these numbers listed on a contact card as well. You should include the numbers of every household member, the local police station, a hospital nearby, and emergency contact that’s out of the area.
If your entire household is being impacted by an emergency, you may find that it’s easier to get in touch with people that are out of town. Ask that every family member reaches out to this contact so that they will know you are safe.
On top of that, Facebook allows you to mark yourself as safe when a local disaster occurs. The American Red Cross Safe and Well site is also an effective way to let people know you’re safe.
5. Keep your pets safe
You should never overlook your pets when developing an emergency plan. Put together a list that includes animal shelters and hotels that allow pets in areas near your evacuation route. Your emergency kit should also include supplies for your pet or pets.
6. Create a written plan and practice it
It’s important to have a copy of your emergency plan in writing. You’ll want in-depth instructions for many different scenarios. What you’ll do when a tornado hits won’t be what you would do if you’re asked to evacuate. That’s why you need multiple plants. Thankfully, several resources will help you to put together your plan. For example, the American Red Cross site has this helpful form.
Twice yearly, you’ll want to set aside time to practice your plans. In the case of an evacuation drill, you should go so far as to grab your disaster kit and drive out to your evacuation destination.
7. Take a look at your insurance coverage
Ahead of a disaster, you’ll want to look more closely at your current insurance policy. Work with your agent to ensure you have the appropriate level of coverage. Your policy may be missing earthquake insurance or flood coverage. Besides, you’ll want to know what you need to do if you have to file a claim.
Thank you for reading!